Building a Competitive FIFA 24 Ultimate Team with the Cheapest 86-Rated Players

Building a Competitive Team with the Cheapest 86-Rated Players in FC 24
In the world of FIFA 24 Ultimate Team, building a competitive squad doesn’t always have to break the bank. While high-rated players like Icons and TOTS items can be tempting, they often come with hefty price tags. For many FUT enthusiasts, the key to success lies in finding undervalued gems that offer exceptional performance without the premium cost. This guide focuses on the cheapest 86-rated players in FC 24 who can elevate your team to the next level without draining your coins.
Why 86-Rated Players Are a Great Investment
Before diving into the list, it’s worth understanding why 86-rated players are such a smart choice. They often represent the perfect balance between affordability and quality. These players are typically just one upgrade away from reaching the elite 87 or 88 ratings, making them excellent investments if you plan to complete upgrades or SBCs (Squad Building Challenges). Additionally, 86-rated players are often meta-relevant, meaning they fit into popular formations and playstyles, ensuring their value remains high throughout the game cycle.

Top Picks: Cheapest 86-Rated Players in FC 24
1. ST: Gonçalo Ramos (86) – Benfica

Price: ~25,000 – 35,000 coins (depending on platform)
Reason to Buy: Gonçalo Ramos is one of the most in-form strikers in the early stages of FIFA 24. His 86-rated base card offers 4-star weak foot and 5-star skills, making him a nightmare for defenders. His pace, finishing, and dribbling stats are well-rounded, and he’s a great option for those building a Portuguese or Bundesliga squad.

2. CAM: Bruno Fernandes (86) – Manchester United

Price: ~30,000 – 40,000 coins
Reason to Buy: Bruno Fernandes is a playmaking maestro with exceptional vision and passing ability. His 86-rated card boasts high/high work rates, making him a box-to-box midfielder. If you’re looking for a Premier League midfielder who can control the tempo of the game, Fernandes is an excellent choice.

3. CB: Dayot Upamecano (86) – Bayern Munich

Price: ~40,000 – 50,000 coins
Reason to Buy: Upamecano is one of the most promising young defenders in the game. His 86-rated card offers elite pace (95) and solid defensive stats. If you’re building a Bundesliga or French squad, this center-back is a must-have.

4. LB: Alphonso Davies (86) – Bayern Munich

Price: ~35,000 – 45,000 coins
Reason to Buy: Davies is renowned for his blistering pace (96) and aggressive attacking style. His 86-rated card is a steal for any team needing a dynamic left-back. Pair him with Upamecano for a lethal Bundesliga defense.

5. GK: Andre Onana (86) – Manchester United

Price: ~20,000 – 30,000 coins
Reason to Buy: Onana is one of the most underrated goalkeepers in FIFA 24. His 86-rated card offers excellent reflexes and shot-stopping ability, making him a reliable last line of defense. He’s a great pick for Premier League squads or teams on a budget.

Tips for Building a Meta Team with 86-Rated Players

Focus on Liga Portugal and Bundesliga Squads:
These leagues often have undervalued players with high potential. Building a Portuguese or German squad can give you access to meta players like Gonçalo Ramos, Upamecano, and Davies.

Complete Upgrades and SBCs:
Many 86-rated players are just one upgrade


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